1. Time is always experienced as if it is the ‘now’
2. Yet, time is changing
3. Therefore, our perception of ‘now’ is changing
4. In ‘now’ moments are where we make decisions
5. Our decisions at time ‘now’ are based on past experiences and future expectations

I need help on breaking down my last two assertions on line 5: past experiences and future expectations. Are these general enough? Or are they excluding other criteria that would be in a broader category or a separate category entirely.